SR-22 in Houston, TX

An SR-22 is a form filed by your insurance company with the Texas Department of Public Safety (DPS) to confirm that you have the necessary liability insurance.

There are several reasons why you might be required to obtain one in Houston:

• DUI or DWI convictions—If you have been convicted of driving under the influence or driving while intoxicated, the court may mandate an SR-22 to reinstate your driving privileges.

• Serious traffic violations—Multiple traffic offenses or being involved in an accident without insurance can lead to the requirement of an SR-22.

• License suspension or revocation—If your driver’s license has been suspended or revoked, you may need an SR-22 to get it reinstated.

How to File an SR-22 Form

Contact your auto insurance provider to let them know you must file an SR-22 form. Not all insurance companies offer this, so you may need to shop around for a provider that does. Once you have the appropriate insurance coverage, your insurer will file the SR-22 form with the Texas DPS on your behalf.

Costs and Duration

The cost of an SR-22 varies depending on your insurance provider and your driving history. Typically, there is a filing fee, and your insurance premiums may increase due to your high-risk status.

In Texas, you are generally required to maintain it for two years, but this period can vary based on the specifics of your case.

It is crucial to maintain continuous insurance coverage while you have this requirement. Any lapse in coverage can result in the suspension of your driving privileges and may extend the period you need to carry this type of coverage.

Contact Us

Work with an experienced local insurance agent to get the best possible combination of coverage and price from reputable Texas insurers. Contact AMCO Gulf LLC, in Houston, Texas, to compare auto insurance quotes.